LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in Apple Valley, California sells for about $460,000, or $236 per square foot.

Prices are down 3.97% from a year ago, which gives buyers more room to negotiate. Homes take about 62 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,700 a month.

Monthly price momentum

Home values since 2015

+0.5%

CA · past 12 months

CA 190.8USA 208.1
20152017201920212023202595125155213.5

Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.

City intel report · monthly refresh cycle
Track this city

Apple Valley, California

city-limits scoped researchrefreshed Oct 22, 2026, 2:19 AMnext refresh due Nov 21, 2026
Market sentiment: neutral

The Apple Valley housing market is currently experiencing a period of price stabilization, with a median sale price of $460,000. While inventory levels remain elevated, the market is seeing a slight year-over-year decline in prices, reflecting a cooling trend compared to previous high-growth periods. Buyers are finding more time to make decisions as days on market have adjusted, indicating a shift toward a more balanced environment.

No ARED county foreclosure postings attributed to Apple Valley yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.

County & ZIP intel reports · Apple Valley← California state intel
Aerial view · city limitscensus incorporated-place boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 199.4 km²Water area · 0.2 km²U.S. Census Bureau TIGERweb — incorporated place boundary (current vintage)
Latest readings
Median sale price
$460,000
Corroborated · 1 anchor · 3% off nearest
Median price / sq ft
$236
Median days on market
62
Active listings
928
Listings with price cuts
1.64%
Median price change YoY
-3.97%
Closed sales (monthly)
68
Months of supply
13.6
Sale-to-list ratio
98.5%
Median asking rent
$1,700/mo
Population
75,247
Median household income
$70,083
Avg effective property tax rate
1.1%
Distress filings (ledger)
0
Deterministic roll-up
2 of 2 ZIP reports contributed
Median sale price
$361,096
Median price / sq ft
$207
Median days on market
1.16
Active listings
1,336
Listings with price cuts
0.04%
Median price change YoY
+0%
Closed sales (monthly)
103
Months of supply
0.02
Sale-to-list ratio
0.24%
Median asking rent
$1,474/mo
Population
83,889
Median household income
$66,593

Deterministic aggregate of 2 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.

City Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
69
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
50
Growth/100

Median prices moved sideways 0.0% year over year.

100
Liquidity/100

Homes spend a median of 1 days on market with 0.0 months of supply — a fast-moving market.

50
Momentum/100

0% of listings have cut prices · homes sell at 0.24% of asking — demand is holding steady.

77
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.8% · poverty 12.1% — a stable, low-distress profile.

Amenities & attractions3 retained amenities

The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.

Inside this city
Mojave River
Natural Feature

A significant natural corridor that provides scenic value and recreational opportunities for the community.

Jess Ranch
Community/Shopping

A major master-planned area that serves as a focal point for local shopping, dining, and residential living.

Highway 18 Corridor
Commercial/Transit

The primary artery for commerce and transit, hosting a significant portion of the city's retail and service businesses.

Area contextthe picture of what this city is like — and what living there means
Living there
Who this city fits

Apple Valley is well-suited for family buyers seeking more affordable housing options compared to the coastal regions of Southern California. It also attracts commuters who work within the Inland Empire and retirees looking for a quieter, desert-climate environment. The city's mix of housing types provides opportunities for both first-time buyers and long-term investors.

Schools & education

The Apple Valley Unified School District serves the majority of the city, with schools generally receiving moderate performance ratings. Educational quality is a key consideration for local families, and the district continues to focus on improving student outcomes across its elementary, middle, and high school campuses.

Transportation & infrastructure

Transportation is heavily reliant on the Highway 18 corridor, which connects Apple Valley to the wider San Bernardino County road network. Commuter access is primarily via private vehicle, with limited public transit options available for regional travel.

Recreation & amenities

Apple Valley offers a variety of outdoor amenities, including access to the Mojave River and numerous local parks. The city's recreational base is centered on desert-lifestyle activities, providing residents with trails, open spaces, and community-focused sports facilities. These amenities are central to the city's appeal for families and outdoor enthusiasts.

Rental market

The rental market in Apple Valley is characterized by a balanced mix of single-family homes and apartment units. Rent trajectories have shown recent softening, reflecting broader regional adjustments in demand. Vacancy pressure remains moderate, with investors maintaining a presence in the market to serve the local workforce.

Economy & momentum
Economy & employers

The economy is anchored by the retail, education, and healthcare sectors, which provide the bulk of local employment. Momentum is tied to the broader growth of the Victor Valley region and the city's ability to attract service-oriented businesses.

Growth & development

Economic momentum in Apple Valley is driven by its role as a residential hub within the Victor Valley region. Infrastructure development remains focused on supporting the growing population, with local retail and service sectors serving as primary employers. The city continues to balance residential expansion with the need for sustainable commercial growth.

Development pipeline

Development planning is focused on residential expansion and the enhancement of commercial infrastructure along major corridors. Projects are generally aimed at supporting the city's long-term population growth and service needs.

Special districts

Parcels in Apple Valley may be subject to various special districts, including school districts, water agencies, and potential community facilities districts for infrastructure maintenance.

Risk & carrying cost
Crime & safety

Crime trends in Apple Valley are generally consistent with regional patterns in the High Desert area of San Bernardino County. Residents often monitor property crime rates, which remain a primary focus for local law enforcement. The city maintains a suburban safety profile that is comparable to neighboring High Desert municipalities.

Environmental & hazard

Apple Valley faces typical High Desert environmental risks, including high summer temperatures and potential for wind events. The area is subject to standard wildfire risk management protocols common to Southern California's inland regions. Residents are encouraged to maintain appropriate insurance coverage for these specific climate-related exposures.

Insurance & hazard market

Property insurance in the area is influenced by regional wildfire and climate risk assessments, with premiums reflecting the High Desert environment. Market health is stable, though homeowners should monitor changes in carrier availability.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).

Median price · ten-year history

Researched annual trajectory for this city, from published historical series

2016201720182019202020212022202320242025202620282030$150,000$300,000$450,000$600,000$750,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Discovery profileACS 2020-2024 5-year estimates
Census profile · Apple Valley town, California
Population
75,247
Median age
39.5 yrs
Owner-occupancy
69.4%
Median home value
$460,000
Median gross rent
$1,700
Median household income
$70,083
Median year built
1988
Vacancy rate
6.2%
Renter share
30.6%
Owner cost burden
28.5%
Renter cost burden
45.2%
Population change
-0.7%
Work-from-home share
8.5%
Mean commute
38.2 min
Bachelor's or higher
18.4%
Unemployment
5.8%
Poverty rate
12.1%
Avg household size
2.98
White alone
68.5%
Black or African American alone
8.2%
American Indian and Alaska Native alone
1.1%
Asian alone
3.4%
Native Hawaiian and Other Pacific Islander alone
0.2%
Some other race alone
10.5%
Two or more races
8.1%

Data retrieved from US Census Bureau QuickFacts and ACS profiles.

Public schools with an address here · 0

No public schools report a street address in this area. Source: NCES EDGE public school locations 2023-24.

School districts
Apple Valley Unified School District3/10The primary district serving the city, managing a wide range of elementary, middle, and high schools.
Utilities & services
WaterApple Valley Ranchos WaterPrimary water service provider for the city.
ElectricitySouthern California EdisonMain electrical utility for the region.
Natural GasSouthwest GasProvides natural gas services to residential and commercial customers.
Major employers & industries
Apple Valley Unified School DistrictEducationMajor public sector employer.
St. Mary Medical CenterHealthcareSignificant regional healthcare provider.
Town of Apple ValleyGovernmentPrimary municipal employer.
The data chain · drill up or downproperty → ZIP → city → county → state
Drill up · parent geographies
Drill down · ZIP intel reports beneath this city2 ZIP reports · 2 researched
Sources · 7 cited
Jurisdictional burden contextburdens registered for this geography · most-local first
County · San Bernardino County, California
Land Development Permit FeesBuilding & codesConditional

applies when — Parcels undergoing residential plan review or requiring erosion and sediment control permits

Imposes flat fees for services, such as a $355.00 residential plan review fee and a $788.00 erosion and sediment control permit fee.

Effective July 1, 2025, per the Land Development Master Fee Schedule.

Ad Valorem Property TaxTaxationBinds every parcel

The base rate is 1% of the assessed value as mandated by California Proposition 13, plus additional voter-approved debt service rates for school districts and special districts. Assessed value is determined by the County Assessor based on purchase price or new construction, with annual increases capped at 2% unless a change in ownership occurs.

Governed by California Revenue and Taxation Code and administered by the San Bernardino County Assessor-Recorder-County Clerk.

San Bernardino County Development CodeLand use & zoningBinds every parcel

Regulates land use, zoning, housing density, and public nuisances. Requires permits for development and adherence to specific building standards and erosion control requirements.

Title 8 of the San Bernardino County Code of Ordinances; current through Ordinance 4504.

Community Facilities District (CFD) Special TaxesSpecial districts & overlaysConditional

applies when — Parcels located within the boundaries of a specific Community Facilities District (e.g., CFD No. 2006-1)

Imposes a special tax based on property characteristics such as building square footage. For example, CFD 2006-1 IA-2 rates range from $1,169.03 to $1,756.39 per unit depending on residential square footage categories.

Rates are established at the time of district formation and adjusted per the Rate and Method of Apportionment for each specific CFD.

Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.